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Start Your Pension Plan - Get Your Free Quote

Fill in a few quick details and our team will prepare a personalised pension quote based on your situation. No obligation - just a clear starting point for your future.

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What’s your monthly income?
€1,000–€1,499
€1,500–€2,000
€2,001–€3,000
€3,001+
Do you currently have a private pension?
Yes
No

*By submitting this form, you consent to being contacted by our team regarding your personal pension quote.

WARNING STATEMENTS​

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If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments. 

 

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

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*LIMITED TIME OFFER TERMS & CONDITIONS

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  • The customer will need to set up a Unit Linked Personal Pension Plan with a commencement date between the 15 June and the 30 September 2026.

  • The offer entitles the customer to a one time top up which is the equivalent to the customer's monthly premium (or a pro-rata equivalent for quarterly, half-yearly, or annual payments), up to a maximum of €200. 

  • The top up will be deposited into the customer's Unit Linked Personal Pension Plan 14 months after the month during which the Unit Linked Personal Pension Plan started provided that the first twelve consecutive monthly savings contributions would have been paid and allocated. This top up is not transferable. 

  • If the premium is increased or decreased during the first year, the top-up will be calculated based on the lowest premium paid during that period. Example: If a policy starts at €40 per month and increases to €50 in the third month, the top-up will be based on €40 (and vice versa). 

  • The top up will be withheld if the Unit Linked Personal Pension Plan is cancelled from inception. 

  • Premium Holidays (unpaid premiums) which are effective within the first twelve calendar months after the Plan commencement date will result in the top up not being allocated. 

  • This is a limited time offer and Mapfre Msv Life reserves the right to close this offer earlier. 

  • In the event there is a dispute related to the special offer, the decision of Mapfre Msv Life p.l.c. is final and binding on each entrant and no correspondence will be entered into.

 

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You Can Trust Us

Karus is a Tied Insurance Intermediary for MAPFRE MSV Life and was founded to provide customers with financial security through a diverse range of life insurance-based investment products designed to protect the financial well-being of the customer and their loved ones.

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COMPANY INFORMATION

Call Us: +356 2799 5485

Address: 182, Vjal L-Indipendenza Il-Mosta, MST 9024

Email: info@karus.mt

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Tomorrow.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

© 2026 Karus.

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