Investment Bond
Plan Description
The Investment Bond is a whole of life investment plan linked to the value of underlying investment funds. The plan is available in three currency versions – Euro, US Dollar, or GB Sterling.
Investment Bond offers
The Investment Bond offers you the possibility to diversify and balance your portfolio through an investment choice from: The plan is available in three currency versions – Euro, US Dollar, or GB Sterling. You can choose to invest from amongst a range of external Investment Funds managed by Fidelity Worldwide Investments, Black Rock, Invesco and Valletta Fund Management (VFM) and our own internal fund – the MSV With-Profits Fund that provides capital protection, under the Euro version of the Plan.
It Aims:
✓ To give you the potential for medium to long-term capital growth.
✓ To give you access to your money by making one-off withdrawals.
✓ To allow you to choose from a range of funds to match your investment objectives.
Your Commitment
✓ To invest a minimum lump sum payment of € / US$ / £ 3,000, with the option to make additional top-ups whenever you want.
✓ You can keep your Plan for as long as you like and do not have to determine its duration when you start the Plan.
✓ You should view your Plan as a medium to long-term investment, which means it should be held for at least 5 years.
Risk Factors
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If you cash in your Plan early, you may receive less than the value of your Policy Account.
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What you might get back will depend on the investment performance and the bonuses (if any) which may be added to your Plan. The rate of future bonuses is not guaranteed and may change over the years.
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The value of your investment may go down as well as up and you may get back less than you originally invested.
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Changes in currency exchange rates may also affect the value of investments.
These Products are manufactured by Mapfre Msv Life p.l.c., which provides cover under these policies, and are distributed by Karus Services Ltd.
